中文在线续车保险

ICBC Autoplan

我们可以通过电话和电子邮件来帮助您更新您的汽车保险。

请发送电子邮件至office@kinginsurance.ca
或致电
604-325-2282。

不要等到 ICBC Autoplan保单到期之前的最后一刻。

立即续订,并通过挂号信收到保单和新的到期日贴花。

    [:zh]

    名字*

    姓*

    电邮地址*

    电话号码*

    驾驶执照号码

    出生日期*

    政策到期日

    里程表读数 (可以省略)

    其他信息







    [wpm_translate][:en]Is my insurance automatically renewed?[:zh]我的保险会自动续签吗?[:][/wpm_translate]
    [wpm_translate][:en]This is a renewal request form. After you fill out this form, we will contact you to confirm all details and renew your ICBC insurance policy.[:zh]这只是续约申请表。
    您为我们填写此表格后,我们会尽快与您联系,以实际更新您的ICBC保险单。[:][/wpm_translate]
    [wpm_translate][:en]How do I set up a monthly payment option?[:zh]如何设置每月付款方式?[:][/wpm_translate]
    [wpm_translate][:en]If you were on monthly payments before, your renewal will continue with the ongoing payments. If you would like to set up new monthly payments, please email a copy of your void cheque to info@kinginsurance.ca [:zh]您提交上述表格后,我们将与您联系。付款计划可以在之后安排。[:][/wpm_translate]
    [wpm_translate][:en]Can I also request changes to my existing ICBC policy using this form (e.g changing to “pleasure only”)?[:zh]我是否还可以使用此表格请求对我现有的ICBC政策进行更改(例如更改为“pleasure only”)?[:][/wpm_translate]
    [wpm_translate][:en]Yes. Please specify the changes you wish to make in the Additional Information section of the above form.[:zh]可以 — 填写以上表格时,您可以在“其他信息”部分中指定要进行的更改。[:][/wpm_translate]
    [wpm_translate][:en]Why do I have to list drivers on my ICBC car insurance policy?[:zh]为什么我必须在工行汽车保险单上列出司机?[:][/wpm_translate]

    [wpm_translate][:en]Since September 1, 2019, ICBC requires for all household members and employees who drive your car to be listed as drivers. Listing drivers won’t necessarily mean you pay more. The premium depends on each listed driver’s experience and crash history.
    [:zh]在2019年9月1日之前,如果朋友借用您的汽车并导致了撞车事故,则索赔将继续记录在您的撞车历史上,而不是他们的撞车历史上。现在,撞车跟着驾驶员前进-因此索赔将继续在您朋友的撞车历史上,而不是您的撞车历史上。这有助于确保由正确的人对撞车负责。
    列出驱动程序并不一定意味着您要支付更多。这取决于列出的每个驾驶员的经验和崩溃历史记录。[:][/wpm_translate]

    [wpm_translate][:en]Source: ICBC Autoplan FAQ[:zh]资料来源:ICBC Autoplan 常问问题[:][/wpm_translate]

    [wpm_translate][:en]Which drivers should I list on my ICBC car insurance policy?[:zh]我应该在ICBC汽车保险单上列出哪些司机?[:][/wpm_translate]

    [wpm_translate][:en]You need to list the following:[:zh]您需要列出以下内容:[:][/wpm_translate]

    • [wpm_translate][:en]Household members and employees[:zh]家庭成员和雇员[:][/wpm_translate]
    • [wpm_translate][:en]Learners[:zh]学习者[:][/wpm_translate]
    • [wpm_translate][:en]Others, such as friends and family, who will use your car regularly[:zh]其他会定期使用您的汽车的人,例如朋友和家人[:][/wpm_translate]

    [wpm_translate][:en]Source: ICBC Autoplan FAQ[:zh]资料来源:ICBC Autoplan 常问问题[:][/wpm_translate]

    [wpm_translate][:en]How do I list drivers on my ICBC car insurance policy?[:zh]如何在工行汽车保险单上列出司机?[:][/wpm_translate]

    [wpm_translate][:en]You need to have the full name, driver’s license number and date of birth for each person you want to list.
    To list out-of-province drivers you will also need to know the jurisdiction of their license (for example, Alberta).

    You can add or remove drivers at any time.[:zh]您需要提供要列出的每个人的全名,驾驶执照编号和出生日期。
    要列出省外驾驶员,您还需要知道其驾驶证的管辖范围(例如,艾伯塔省)。

    您可以随时添加或删除驱动程序。[:][/wpm_translate]

    [wpm_translate][:en]Source: ICBC Autoplan FAQ[:zh]资料来源:ICBC Autoplan 常问问题[:][/wpm_translate]

    [wpm_translate][:en]What is Unlisted Driver Protection?[:zh]什么是不公开的驾驶员保护?[:][/wpm_translate]

    [wpm_translate][:en]If a customer would like the flexibility to be able to lend their car to occasional, unlisted drivers, Unlisted Driver Protection can provide a peace of mind. It protects you from a potential one-time financial consequence should an occasional driver, not listed on your policy, cause a crash using your car.

    Unlisted Driver Protection is available at no cost to the customer until an unlisted driver causes a crash using the customer’s car. After the first unlisted driver crash occurs, this Basic protection will cost $50 annually (one fee per policy; not driver). If unlisted drivers continue to crash your car, the cost of this protection will increase. For Optional insurance, on average, the cost will start at $35 depending on rating factors.

    Unlisted Driver Protection does not apply to:[:zh]如果客户希望能够灵活地将自己的汽车借给不定期列出的驾驶员,则不公开驾驶员保护可以让您高枕无忧。如果您的保单中没有列出偶尔的驾驶员导致您的车祸,它可以保护您免受一次性的财务后果。

    客户可以免费获得未公开的驾驶员保护,直到未公开的驾驶员导致使用客户的汽车撞车。在第一次未列出的驾驶员撞车事故发生后,此基本保护每年将花费50加拿大元(每份保单收费;不是驾驶员)。如果不公开的驾驶员继续使您的汽车撞坏,则这种保护的成本将增加。对于可选保险,平均起价为35加拿大元,具体取决于评级因素。

    未列出的驾驶员保护不适用于:[:][/wpm_translate]

    • [wpm_translate][:en]household members or employees of the owner, lessee or principal driver[:zh]业主,承租人或主要司机的家庭成员或雇员[:][/wpm_translate]
    • [wpm_translate][:en]people who do not hold a valid driver’s license[:zh]没有有效驾驶执照的人[:][/wpm_translate]
    • [wpm_translate][:en]people who drove any of the owner’s or lessee’s vehicles more than 12 days in the 12 months before the crash (regardless of the length of the policy).[:zh]在撞车事故发生前的12个月内驾驶所有者或承租人的任何车辆超过12天的人(与保单的期限无关)。[:][/wpm_translate]
    • [wpm_translate][:en]people who have already had an at-fault crash on any of the owners’ vehicles within the last five years prior to the crash.[:zh]在事故发生前的最近五年内,任何车主在过失事故中坠毁的人[:][/wpm_translate]

    [wpm_translate][:en]Source: ICBC Autoplan FAQ[:zh]资料来源:ICBC Autoplan 常问问题[:][/wpm_translate]

    [wpm_translate][:en]What happens if an unlisted driver causes a crash?[:zh]如果未列出的驱动程序导致崩溃怎么办?[:][/wpm_translate]

    [wpm_translate][:en]If an unlisted driver causes a crash in a customer’s car and they did not have Unlisted Driver Protection or it was not applicable (for example, the unlisted driver was a household member and was therefore excluded), the registered owner may face a financial consequence of 15 times the Basic premium differential, up to $5,000 per claim.

    This is based on the difference between what the customer should have paid if they listed the at-fault driver versus the actual premium paid without listing the driver. This fee is intended to represent the lost premium from not listing the at-fault driver.
    If the driver has an out-of-province license, the one-time financial consequence will be a flat fee of $250.

    Exceptions to the financial consequence of an unlisted driver crash will be made for medical emergencies, programs like Operation Red Nose, and mechanics or valets who may have their own garage policy.

    Customers who want to occasionally lend their vehicle to a friend not listed on their policy won’t need to purchase additional protection. But if that friend causes a crash, and the customer wants to continue to have this additional protection, for the next five years they’ll need to pay for it.[:zh]如果未列出的驾驶员导致客户的汽车撞车,并且他们没有未列出的驾驶员保护或不适用(例如,未列出的驾驶员是家庭成员,因此被排除在外),则注册所有者可能面临以下财务后果: 15倍基本保费差额,每项索赔最高$ 5,000。

    这是基于客户列出故障驱动程序时应支付的金额与未列出驱动程序时实际支付的保费之间的差异。该费用旨在代表未列出过失驾驶员的损失的保险费。

    如果驾驶员拥有省外执照,那么一次性财务后果将是固定费用$ 250。

    对于医疗紧急情况,“红鼻子行动”等计划以及可能有自己的停车库政策的机修工或代客,将出现不公开司机撞车造成的财务后果的例外情况。

    如果客户希望偶尔将其车辆借给未在其保单中列出的朋友,则无需购买其他保护。但是,如果那个朋友造成了事故,并且客户希望继续获得这项额外的保护,那么在接下来的五年中,他们将需要为此付费。[:][/wpm_translate]

    [wpm_translate][:en]Source: ICBC Autoplan FAQ[:zh]资料来源:ICBC Autoplan 常问问题[:][/wpm_translate]

    [wpm_translate][:en]About listing learner drivers:[:zh]关于列出学习者驱动程序:[:][/wpm_translate]

    [wpm_translate][:en]If a learner driver is listed on your ICBC car insurance policy, the learner premium will be automatically added to the policy.

    This premium recognizes the risk that a learner driver represents and helps cover the costs of learner-caused crashes. The premium costs $130 to $230 per year, depending on the policy address. This is one cost to cover all learners using the car, not per learner.

    For learner drivers, time spent in the learner stage will not count towards their driving experience, and crashes caused by learners will not go on their driving record either. Actually, a learner’s true driving experience is considered to start from when they are licensed – at the novice stage – and driving without a supervisor.[:zh]如果您的工行汽车保险单上列出了学习者司机,则学习者保费将自动添加到该保单中。

    该溢价可识别学习者驾驶员所代表的风险,并有助于弥补学习者因撞车造成的损失。保费每年$ 130至$ 230,视保单地址而定。这是覆盖所有使用汽车的学习者的费用,而不是每个学习者的费用。

    对于学习驾驶者而言,在学习阶段花费的时间不会计入他们的驾驶经历,并且由学习者造成的撞车事故也不会保留在他们的驾驶记录中。实际上,学习者的真正驾驶经验被认为是从他们获得许可时开始的-在新手阶段-并没有主管的驾驶。[:][/wpm_translate]

    [wpm_translate][:en]Source: ICBC Autoplan FAQ[:zh]资料来源:ICBC Autoplan 常问问题[:][/wpm_translate]



    您可以在此处找到有关ICBC Autoplan政策选项的更多信息。

    [wpm_translate][:en]Learn more about
    car insurance[:zh]关于车保险[:][/wpm_translate]