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[wpm_translate][:en]You can still buy home insurance if you don’t have an alarm, but you may be eligible for discounts if you have a local or monitored alarm installed.[:zh](-)[:][/wpm_translate]
[wpm_translate][:en]The premium on your insurance policy may be different if you are planning to divide the home into a unit for yourself and a unit for rental tenants, or if your family is the only one occupying the home.[:zh](-)[:][/wpm_translate]
[wpm_translate][:en]If your house was built before 2000, your roof, electric system, etc. may need an update before your home is eligible for insurance.[:zh](-)[:][/wpm_translate]