Can You Have More Than One Life Insurance Policy in British Columbia?

By Ka Hing Cheung If you’ve ever shopped for life insurance, you’ve probably seen it framed as a forced choice: mortgage life insurance or “regular” life insurance. For

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ICBC Pleasure Use Insurance: What “Work” and “School” Really Mean (And Why It Matters)

By Ka Hing Cheung If you’ve ever insured your vehicle for pleasure use with ICBC, you’ve probably seen this line: Vehicle may also be used on not more

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Can You Renew Your BC Driver’s Licence With Unpaid Speeding Tickets?

By Ka Hing Cheung It’s a question many BC drivers only think about when they are already standing at the counter: what happens if you try to renew

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ICBC Taking Months for Total Loss Decisions? Claim Delays Explained

By Ka Hing Cheung If you’ve been in a car accident in British Columbia and feel like your ICBC claim is moving painfully slowly, you’re not alone. Many

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2026 Class 5 License Changes in B.C.: How Do They Affect International Drivers Who Failed the Road Test Once?

By Ka Hing Cheung With the government of British Columbia set to introduce changes to B.C.’s driver licensing system in 2026, many drivers are asking how the new

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ICBC Wants Me to Sign a Consent Form to Access All My Medical Records – Is This Legal?

By Ka Hing Cheung If you’ve recently been in a crash or car accident and made a claim with ICBC, you might be asked to sign a consent

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Can an 18-Year-Old Buy, Register, and Insure a Car with ICBC on Their Own?

By Ka Hing Cheung Turning 18 is an exciting milestone—it’s a time when you officially reach adulthood and gain the legal ability to make major life decisions. One

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Does ICBC “Park-and-Ride” Insurance Include Pleasure Use? Here’s the Simple Answer

By Ka Hing Cheung If you use a park-and-ride to commute, chances are you’ve hesitated at the ICBC renewal page while renewing your policy, unsure how the licensing

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How to Dispute ICBC’s Low Car Valuation After Your Vehicle is Totalled: Tips for Getting a Fair Payout

By Ka Hing Cheung If ICBC has declared your car a total loss after a crash, you may feel frustrated when their payout doesn’t seem to reflect your

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How to Get an ICBC Temporary Operation Permit (TOP): A Simple Guide for BC Drivers

By Ka Hing Cheung If you need to move a vehicle in a timely manner, a Temporary Operation Permit (or Temporary Operating Permit) is often the quickest way

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