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February 11, 2026

Can You Cancel ICBC Optional Insurance and Switch to a Private Insurer like BCAA Without a Penalty in BC?

By Ka Hing Cheung If you’re buying or renewing car insurance in British Columbia, you may notice something confusing very quickly: optional auto

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February 2, 2026

Can You Have More Than One Life Insurance Policy in British Columbia?

By Ka Hing Cheung If you’ve ever shopped for life insurance, you’ve probably seen it framed as a forced choice: mortgage life insurance

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January 27, 2026

ICBC Pleasure Use Insurance: What “Work” and “School” Really Mean (And Why It Matters)

By Ka Hing Cheung If you’ve ever insured your vehicle for pleasure use with ICBC, you’ve probably seen this line: Vehicle may also

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January 19, 2026

Can You Renew Your BC Driver’s Licence With Unpaid Speeding Tickets?

By Ka Hing Cheung It’s a question many BC drivers only think about when they are already standing at the counter: what happens

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January 10, 2026

ICBC Taking Months for Total Loss Decisions? Claim Delays Explained

By Ka Hing Cheung If you’ve been in a car accident in British Columbia and feel like your ICBC claim is moving painfully

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January 6, 2026

2026 Class 5 License Changes in B.C.: How Do They Affect International Drivers Who Failed the Road Test Once?

By Ka Hing Cheung With the government of British Columbia set to introduce changes to B.C.’s driver licensing system in 2026, many drivers

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December 31, 2025

ICBC Wants Me to Sign a Consent Form to Access All My Medical Records – Is This Legal?

By Ka Hing Cheung If you’ve recently been in a crash or car accident and made a claim with ICBC, you might be

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December 30, 2025

Can an 18-Year-Old Buy, Register, and Insure a Car with ICBC on Their Own?

By Ka Hing Cheung Turning 18 is an exciting milestone—it’s a time when you officially reach adulthood and gain the legal ability to

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December 23, 2025

Does ICBC “Park-and-Ride” Insurance Include Pleasure Use? Here’s the Simple Answer

By Ka Hing Cheung If you use a park-and-ride to commute, chances are you’ve hesitated at the ICBC renewal page while renewing your

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