ICBC Claim Forgiveness
ICBC has introduced claims forgiveness to recognize drivers with prolonged years of safe driving. This means ICBC will forgive one crash after 20 years of driving experience (10 of which have been in B.C.), provided the customer has been crash-free for the last 10 years. Therefore, if an eligible driver has one at-fault claim, their premium won’t increase, regardless of the claim amount.
Once a claim has been forgiven, drivers will need another 10 years of crash-free driving before being eligible for claim forgiveness again.